Texas Paycheck Calculator
Find your take-home pay in seconds. Works for salary and hourly jobs, with overtime, 401(k) and more. Texas has no state income tax.
Take-home pay by pay frequency
Where your paycheck goes
Download and share your result
How to use this Texas paycheck calculator
Fill the form on the left. The result on the right changes as you type. Here is what each box means and what to put in it.
What to add in each box
Pay type
Pick Salary if you get a fixed amount each year. Pick Hourly if you get paid for every hour you work.
Salary or hourly wage
Type your pay before any tax is taken out. For salary, use the full year amount, like 64422. For hourly, use one hour of pay, like 22.50.
Hours per week
Only for hourly pay. Most full-time jobs are 40 hours a week.
Pay frequency
How often you get paid. Look at your pay stub. Semi-monthly means twice a month (24 checks a year). Bi-weekly means every two weeks (26 checks a year).
Filing status
Single, Married, or Head of Household. Pick the one you wrote on your W-4.
Overtime
Add your normal hourly wage and the overtime hours in one paycheck. Overtime is counted at 1.5 times your wage.
Pre-tax deductions
Money taken out before tax. Add 401(k) as a percent of pay. Add health, dental, vision, HSA and FSA as dollars per paycheck.
Post-tax deductions
Money taken out after tax, like a Roth 401(k) or union dues. Add the total per paycheck.
Dependents credit
Use the yearly amount from Step 3 of your W-4. Leave it at 0 if you did not fill it in.
Other income
Step 4(a) of your W-4. Yearly income that is not from this job, like interest. Leave 0 if none.
Extra deductions
Step 4(b) of your W-4. Yearly deductions on top of the standard deduction. Leave 0 if none.
Extra tax per paycheck
Step 4(c) of your W-4. Extra tax you ask your employer to hold back from each check.
Exempt from federal tax
Tick this only if you wrote "Exempt" on your W-4. Social Security and Medicare are still taken out.
What your result means
Take-home pay
The money that lands in your bank account for one paycheck. This is the big green number.
Gross paycheck
Your pay before any tax or deduction. It includes overtime.
Federal income tax
Tax you pay to the IRS. Texas has no state income tax, so this is the only income tax you see.
Social Security
6.2% of your pay, up to $184,500 of pay in a year.
Medicare
1.45% of all your pay. Pay above $200,000 a year gets an extra 0.9%.
Pre-tax and post-tax deductions
The things you added in the form, like 401(k), health insurance and union dues.
Effective tax rate
Your total tax divided by your gross pay. It shows the real share of your pay that goes to tax.
Federal bracket
The tax rate on the last dollars you earn. It is not charged on all your pay.
Take-home per year
This paycheck times the number of checks in a year.
Pay frequency table
Shows the same yearly pay if you were paid daily, weekly, monthly and so on.
Charts
The circle and bars show how each part of your gross pay is split.
How a Texas paycheck works
Your paycheck is smaller than your salary because your employer takes out some money before you get paid. That money goes to the government and to the benefits you signed up for. What is left is your take-home pay.
Texas has no state income tax
Texas does not tax the money you earn. There is no city income tax either. So in Texas, you only pay federal income tax, Social Security and Medicare from your check. This is one reason many people like working here.
Texas does have other taxes, like sales tax and property tax. They are not taken from your paycheck, but they still change how far your money goes.
What is taken out of your check
Federal income tax
The more you earn, the higher the rate on the top part of your pay. Your W-4 tells your employer how much to take out.
Social Security
6.2% of your pay, up to $184,500 a year in 2026.
Medicare
1.45% of your pay. If you earn over $200,000, you pay 0.9% more on the extra.
Social Security and Medicare together are called FICA tax. Your employer pays the same amount on its side. You do not see that part on your check.
How overtime is taxed
Overtime is usually paid at 1.5 times your normal hourly wage when you work more than 40 hours in a week. It is taxed like the rest of your pay. It can feel like overtime is taxed more, but that happens because the extra pay makes your check bigger for that period. Your real tax for the year is not higher just because it was overtime.
How pre-tax deductions help
Some money comes out before tax. This includes 401(k), health insurance, HSA and FSA. Because this money is not taxed, your taxable pay goes down and so does your tax. Health insurance, HSA and FSA also lower your Social Security and Medicare tax. A 401(k) does not.
How to change the tax taken from your check
If you get a big tax bill every April, too little was taken out. If you get a big refund, too much was taken out. You can give your employer a new W-4 at any time. Use Step 4(c) to add extra tax to each check. Use Step 3 if you have children or other credits.
Why my real paycheck is different
This calculator gives a close estimate. Your real check can be a little different because of bonuses, pay dates, local benefit costs, or the way your payroll company does the math. Check your pay stub and use this tool to plan, not as a final number.
Easy ways to take home more
Check your W-4
Look at it once a year and after big life changes.
Use an HSA or FSA
Do this if your job offers one.
Do not hold back too much
A big refund means you gave the government a loan.
Compare pay frequencies
Use the table above to plan your bills.
Frequently asked questions
Does Texas have a state income tax?
No. Texas has no state income tax, so you only pay federal taxes from your paycheck.
How much is taken out of a paycheck in Texas?
It depends on your pay, filing status and deductions. Social Security (6.2%) and Medicare (1.45%) are always taken out. Federal income tax changes with your income and W-4.
Is this calculator for salary and hourly pay?
Yes. Pick Salary or Hourly at the top of the form. You can also add overtime.
How often can I be paid?
You can pick daily, weekly, bi-weekly, semi-monthly, monthly, quarterly, semi-annually or annually.
Is my information saved?
The math runs in your browser. Your numbers stay on your device so the form is filled in when you come back. We do not send them to a server.
Can I share or save my result?
Yes. Use the buttons under the result to download an image or PDF, share on WhatsApp, X or Facebook, or copy a link.